Your Daily digest for Yahoo! Finance – Personal Finance

Yahoo! Finance – Personal Finance
Read latest personal finance articles about loans, saving & spending, lifestyle, insurance, taxes, career & education, retirement, and real estate. Try our calculators for setting your savings goals for a car, down payment for a home, education and other needs as well as mortgage calculator to determine monthly payments for a home. Search glossary to better understand financial terms and their meanings.
Factbox: Key players in the IRS scandal May 18th 2013, 00:54
Three congressional committees and the Department of Justice are investigating the Internal Revenue Service’s scrutiny of conservative groups seeking tax-exempt status as the scandal distracts from President …

Pew survey questions Gen X, baby boomer savings May 17th 2013, 20:52
A research report by the Pew Charitable Trusts says younger baby boomers and Generation Xers face an uncertain retirement because of reduced savings, high levels of debt, and losses during the Great Recession. …

Two states say 2014 Obamacare insurance costs on low side May 17th 2013, 19:57
A patient speaks to Dr. Vinci during his check up at University of Chicago Medicine Primary Care Clinic in ChicagoIn a boost for President Barack Obama’s healthcare reform law, two states in the Northwest said on Friday that insurance companies submitted applications to sell policies on the states’ health insurance …Media files:
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Retirement tests if Beckham built lasting brand May 17th 2013, 17:54
Retirement tests if Beckham built lasting brandDavid Beckham’s pecs are at least as much a part of his brand as his kick; his brand of shoes ultimately more lucrative than the game he’s giving up. Listed as the world’s highest-earning athlete for 2013, …Media files:
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Ousted IRS chief regrets treatment of tea party May 17th 2013, 17:41
Ousted IRS chief regrets treatment of tea partyThe ousted head of the Internal Revenue Service apologized to Congress on Friday for his agency’s tougher treatment of tea party and other conservative groups seeking tax-exempt status. He said they resulted …Media files:
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4 Tips for Negotiating an Apartment Lease May 17th 2013, 17:16
Finding the perfect apartment that fits your budget can be tough – especially in today’s economy, where rental rates have increased by around 9 percent since 2009, according to a recent report by Reis …

Class of 2013 Grads Average $35,200 in Loans, Credit Card Debt May 17th 2013, 16:41
Class of 2013 grads average $35,200 in loans, credit card debt

10 Easy Ways to Save for a Down Payment May 17th 2013, 16:40
The down payment is often the toughest hurdle to clear when buying a home. Whether you’re opting for a Federal Housing Administration mortgage loan with just 3.5 percent down, or shooting for a conventional …

How to Get Your Finances in Order Before a Divorce May 17th 2013, 16:16
Many people going through a divorce experience a combination of emotional and monetary concerns. Fortunately, they can minimize the latter by taking a hands-on approach to organizing their finances. Once …

Gen X and Late Baby Boomers Face Bleak Retirements May 17th 2013, 14:53
Unless Gen Xers and late baby boomers are able to make big changes in their savings, spending and debt habits, they are on track to become the nation’s first generations to fare more poorly than earlier …

Will Retirement Stress You Out? May 17th 2013, 14:42
Many people think they will no longer have stress in retirement. Safely crossing the finish line into retired life is the end goal of years spent working and saving, and we deserve to leave our troubles …

Put College Savings to Work After Graduation May 17th 2013, 14:14
Cashing out the money left in 529 plans, tax-advantaged college savings accounts, immediately after graduation doesn’t make sense for all graduates. There’s no better way for students to keep their money …

Outgoing IRS chief apologizes for ‘foolish mistakes’ May 17th 2013, 13:50
The outgoing head of the Internal Revenue Service apologized on Friday for “foolish mistakes” made at the U.S. tax agency which he said resulted from a heavy workload, not a partisan mission. …

Tea party tax returns show activism on a budget May 17th 2013, 13:35
Tea party tax returns show activism on a budgetDozens of tea party groups and other conservative organizations of the kind subjected to improper scrutiny by the Internal Revenue Service operated with small budgets and rarely displayed overt partisan …Media files:
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Representative Camp says IRS scandal has exposed ‘rotten’ tax system May 17th 2013, 13:29
A leading congressman said on Friday that an Internal Revenue Service scandal had exposed deep problems with the federal tax system, saying it needed to be overhauled. “Trimming a few branches will …

Beckham’s role after retirement to remain global May 17th 2013, 13:27
Beckham's role after retirement to remain globalAfter David Beckham’s long and distinguished soccer career ends on an artificial turf field in northwestern France, his life promises to be perhaps even more glamorous than it already has been. Nearly …Media files:
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What Makes a Small Business? Depends Who You Ask May 17th 2013, 13:17
How do you promote America’s small businesses? First, you decide what a small business actually is. And as it turns out, no one agrees on that definition. Lawmakers spend a lot of time talking up the virtues …

How to See the World and ‘Arbitrage’ Your Retirement May 17th 2013, 12:45
A man soaks his feet in a fountain while reading a magazine on the Rose Kennedy Greenway on a warm summer afternoon in BostonIn the financial world, arbitrage is a trading strategy that earns profit by exploiting price differences between markets. By that definition, Dan Prescher is a sophisticated arbitrageur. The 58-year-old …Media files:
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Planning Your Second Career May 17th 2013, 12:35
A second career can provide opportunities whether you are worried about outliving your retirement savings, or you want to stay productive and do something meaningful later in life.

What Congress should ask IRS, but probably won’t May 17th 2013, 11:58
The House of Representatives Ways and Means Committee on Friday will hold the first of three hearings on the Internal Revenue Service “Tea Party” targeting scandal. Tax experts hope the hearings …

IRS says head of tax-exempt division to retire May 17th 2013, 11:58
The head of the Internal Revenue Service’s tax exempt/government entities division plans to retire, the IRS said on Thursday, marking the second personnel change at the agency after a scandal involving …

How You Can Tell If the IRS Is Eyeing You May 17th 2013, 10:46
How You Can Tell If the IRS Is Eyeing YouBeing audited is scary. Not knowing if you might be is almost as bad. Here are telltale signs the IRS looks for when it decides who is a candidate for examination.Media files:
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Study: Happy kids get better jobs as adults May 17th 2013, 10:00
Money may not be able to buy you happiness, but happy children are more likely to grow up and earn more than their unhappy peers, according to a new study. The multiyear study, which was published in November …

Will car loan payoff improve credit score? May 17th 2013, 10:00
Dear Driving for Dollars, Will my credit score go up if I pay off the remaining balance on my car loan? — Stacey Dear Stacey, Paying off an installment loan — a loan that is for a fixed amount for a …

Refi reverse mortgage, keep wife in house May 17th 2013, 10:00
Dear Dr. Don, I got a reverse mortgage on my home, but my wife was not on the loan. I was hoping to add her name through refinancing the reverse mortgage. But, I’ve called some places and have been told …

Average US Retirement Age Is 61–And Rising May 16th 2013, 20:50
Average US Retirement Age Is 61-And RisingThe average retirement age has risen to 61, from 57 just two decades ago. And it seems to be rising, with non-retired American now planning to retire at 66, up from 60 in 1995, according to the Gallup …Media files:
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